National City Mortgage

National City Mortgage

Zachary Saunders with National City Mortgage offers a wide variety of loans suited for virtually all situations. What loan type is right for you depends on many factors and this is why our staff is trained to assist you through the maze of options. In the event that your credit history does not meet the criteria for any of the products listed below, we will look for alternatives which may assist you in your mortgage search. Here are but a few of the options available to you.

FIXED RATE MORTGAGES
Fixed rate mortgages guarantee that the interest rate you start off with will remain constant throughout the life of the loan. We offer loan terms between 10 and 30 years to meet your needs. We can even customize your loan with features such as a buydown, which reduces your payment amount for the first few years, or a bi-weekly, which reduces the term and total interest payments over the life of the loan.


FHA/VA
National City provides both FHA & VA loans to meet your needs. If you are a veteran, and have an "eligibility certificate", you may want to use your eligibility to purchase a home with no down payment. If you are not a veteran, you may qualify for an FHA loan with a small down payment. Talk to us today, we will help you make the right decision that best fits your situation!


ADJUSTABLE RATE MORTGAGES
Adjustable rate mortgages have an interest rate that may increase or decrease depending on market conditions. The starting rate will generally be lower than a fixed rate mortgage. The change in the rate may occur at various intervals depending on the product you choose. We have interest rates with first adjustment from one to ten years. Ask our mortgage professionals to help you decide what product may be best for you. "Rate may increase after settlement"


AFFORDABLE HOUSING PROGRAMS
Affordable housing programs make home ownership easier by reducing down payments, interest rates and closing costs. Our BEDFORD, NH office provides an excellent option through our affiliation with New Hampshire Housing Finance Authority. This program typically provides lower fixed rates and will pay for some of your closing costs. Ask our professionals to see if this program is right for you.



ABOUT ZACHARY
Being the best means working with the best. My high level of knowledge and training, along with integrity, and perseverance is perfectly complimented by the strength of the processing staff with whom I work so closely.


Buying a home is the largest single investment that most of us will make in our lives. I personally oversee your loan, and when you pick up the phone I will be on the other end, with answers.


From start to finish, I am there for you. You will be well informed and never kept in the dark. I will work hard for you, and with you, to make the transition into your new home smooth, and hassle free.


Whether you need to know how much you can afford, or you just need some help getting your credit back on track, your search stops here. Day or night, I am never more than a phone call away.


Call me today.


How to Reach Zack...

Zachary Saunders
Mortgage Consultant
Cell Phone: (603) 770-8118
Fax: (603) 623-8755
Email: zachary.saunders@ncmc.com
Visit Zack's Website and Apply Online